The day of saving for college is over! Most people don’t plan to fail, they just fail to plan. In today’s society the bank is giving us virtually nothing, minus 1 %. Keep in mind inflation is about 4.5% so the moral of the story is you must have at least 5% or greater to get over this financial epidemic. You may ask yourself where can I get 5% or greater. I can answer that in one word: Insurance. There are so many tax benefits and compounding interest that is available through insurance that won’t affect FAFSA. Nor will it affect you getting scholarships and grants.
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